Federal Retirement Decisions Are Too Important to Leave to Guesswork.
Today’s retirement landscape is changing rapidly. Market volatility, interest rates, inflation, national debt, and evolving government policies can all affect retirement decisions. Before making irreversible choices, take time to understand your options without sales pressure.
Why Work with Joseph
- Personally participated in examinations of more than 80 broker-dealers using FINRA/NASD regulatory examination systems.
- Served as FINRA arbitrator in more than 32 securities industry disputes.
- Recipient of a 2020 SEC award of approximately $124,000.
- Federal Retirement Consultant – Joseph has personally assisted over 200 federal employees with their retirement decisions for growth and income.
- Creator of the LTC Snapshot Forecast™, a self-guided planning system that helps families understand Medicaid eligibility rules, financial thresholds, timing, and planning strategies for Arizona ALTCS, California Medi-Cal, and Texas STAR+PLUS.
- Years of experience – Experience includes Wall Street at 14 Wall Street in New York, work in the World Trade Center, FINRA District 10 in New York, and FINRA District 1 in San Francisco.
- Joseph has a prominent State Real Estate License.
SERVICES
How We Help
FERS Retirement Planning
Joseph can provide you with a financial break down of your FERS pension calculation FEGLI comparisons for insurance and your social security outlook options.
TSP Distribution Strategies
Understand your TSP withdrawal and rollover options before making irreversible decisions.
Retirement income strategies
Learn strategies for creating lifetime retirement income while maintaining liquidity and flexibility.
Long-term care planning
If you didn’t join FLTCIP then find out what you can do.
FEGLI review
If you have good health, learn how to save 10s of thousands of dollars and get more benefits than FEGLI
Who I Help
Current Federal Employees
CSRS Employees
FERS Employees
Recently Retired Federal Employees
Families Planning for Long-Term Care
Retiring Within 10 Years
What Federal Employees Are Saying
