Effective Date: July 15, 2026
Welcome to FERSHelp.net. By accessing or using this website, you agree to these Terms of Service. If you do not agree, please do not use this website.
Website Purpose
FERSHelp.net provides educational information and professional services related to federal retirement planning, retirement income strategies, Medicare coordination, long-term care planning, and related financial topics.
Educational Information
The information on this website is intended for general educational purposes only. Every person’s financial situation is different. Information provided on this website should not be considered personalized financial, investment, legal, tax, or accounting advice.
Before making important financial or retirement decisions, you should consult with the appropriate licensed professional regarding your individual circumstances.
Independent Business
FERSHelp.net is an independent business and is not affiliated with, endorsed by, or acting on behalf of the United States Government, the Office of Personnel Management (OPM), FINRA, the SEC, or any other government agency.
Acceptable Use
You agree to use this website only for lawful purposes. You may not:
- Attempt to gain unauthorized access to the website or its systems.
- Interfere with the operation or security of the website.
- Copy, reproduce, or distribute website content without written permission.
- Submit false or misleading information through website forms.
Intellectual Property
Unless otherwise noted, the content on this website, including text, graphics, logos, educational materials, and original publications, is the property of FERSHelp.net and may not be copied or reproduced without prior written permission.
Third-Party Websites
This website may include links to third-party websites for your convenience. We are not responsible for the content, availability, or privacy practices of those websites.
No Warranty
This website is provided “as is” and “as available.” While we strive to provide accurate and current information, we do not guarantee that all content is complete, accurate, or free from errors.
Limitation of Liability
To the fullest extent permitted by law, FERSHelp.net and Joseph Donnantuoni shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance upon its content.
Changes
These Terms of Service may be updated from time to time. Continued use of this website after changes are posted constitutes acceptance of the revised Terms.
Contact Information
Joseph Donnantuoni Federal Retirement Consultant℠ Certified Medicaid Planner™ FERSHelp.net Email: joseph@nationalhealthchain.com Telephone: 951 378 5670 Arizona, USA